How it works

Here’s exactly what 24K does.

One crew. One plan. No searching around.

  1. Every dollar in and out, namedYour paycheck, bills, purchases and savings pulled in automatically and labeled, so nothing is a mystery.
  2. One number: what you can spend today24K holds back what your bills and your future need, then shows what's actually free to spend.
  3. Real money advice, in plain wordsSavings that pay real interest, credit cards, IRAs, credit scores — explained when it applies to you.
  4. Your progress earns mealsSave, hit a goal, make a smart move — and you earn up to 100 meals for each month of your membership. 24K pays for them, not you.

Connect your bank in about a minute, or type your money in by hand.

Join the Waitlist

$24/month · Cancel anytime · Ages 13+

Your money stays in your own accounts.

Inside 24K

These are the real screens you’ll use.

Every dollar in and out, labeled.

Your paycheck coming in. Rent, phone, gas, groceries, subscriptions going out — pulled in and named for you.

  • No mystery charges.

Connect your bank in about a minute

Your money activity

  • Paycheck+$1,000
  • Phone bill−$85
  • McDonald's−$34
  • Subscription−$17.99

Sorted for you

Example activity

The screen you'll use every day

One number: what you can spend today.

24K sets aside what your bills need, then what you're putting toward savings, backup money and goals.

  • What's left is the number at the top — the dollars you can spend without breaking anything.

It changes the moment your money changes

Safe to Spend

$710

Money I have
$1,200
Must Keep for bills
$240
Future You
$250

Up to date

Example plan

Real advice, and the one move to make next.

Savings that pay real interest. Which credit card fits you. How an IRA works. How to build credit. Plain words, no searching YouTube.

  • Then one move off your real numbers: put $40 in your emergency fund, or cancel the subscription you stopped using.

No guessing what to do next

Your next move

Keep $75 of this toward your backup money

Do it

Meals earned this period

27of 100
Example move

Money advice for you

  • Savings that pay real interest
  • How much emergency money you need
  • What an IRA is, in plain words
  • How to raise your credit score

A few sentences each. No course, no homework.

Example guidance

When you do better with money, people get fed.

  • You put money into savings.
  • You hit a goal you set.
  • You make the smart move 24K suggested.

Each one of those earns meals, and 24K provides them.

You keep every dollar.
24K pays for the meals.

Up to 100 meals for each month of your membership. None of it comes out of your money.

Save money. Save lives.

24K can read your accounts. It can never touch them.

When you connect a bank, 24K only reads your balances and transactions to build your plan. Your money stays in your own bank account the entire time.

Things 24K can never do

  • Move money out of your accounts
  • Withdraw or spend a single dollar
  • Pay bills for you
  • See or store your bank password

Don’t want to connect your bank? You can type your money in by hand instead.

Ready to join the Crew?

$24/month

Cancel anytime · Ages 13+